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vinnyvangough

FEC and Adrian Flux Insurance

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Well guys

 

We have now joined forces with Adrian Flux insurers who have agreed to help us out with up to 15% discounts for FEC members.

 

Why not try a quote with them.

 

I personally have been insured with them for many years and can never fault the service i have recieved.

 

I have also been informed that a member of the company will be coming online with us here to answer any questions you may have.

 

So heres to cheaper car insurance.

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Im insured with them ,with all my mods found them very reasonable ;)

 

Iv spoke with them and what you may have is a modified policy lets you have as many mods as you want as long as you don't mod the performance of the car

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Iv spoke with them and what you may have is a modified policy lets you have as many mods as you want as long as you don't mod the performance of the car

 

If you have declared all mods to them you can do what you want performance wise.

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I just did a quick quote thourgh compare the market, and with all mods declared exhaust rs bodykit and alloys with a limited to 3000 miles a year it was £369 im 28 3 yrs no claims no convicts or accidents been driving for 10 years. Not too bad i thought, makes me maybe wanna get her done for this summer noe not next years ummmmmmm

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Guest Dyl   
Guest Dyl

Hi Guys, been on the phone today with Flux. Basically it's wise to declare any mods however small. It's not as much as you think cost wise. I drive a 1.8 D Escort Mk6 Van.

Eg I wanted to do a turbo and intercooler upgrade: £120 more mid term. At renewal time I could of had it for £40...so I might hold out till next renewal time!!

Anyway as to Changing seats, fine..no policy cost increase as long as they were not bucket seats. That would invalidate my policy.

Brake upgrade no cost increase.

I have declared no back box. Non standard air filter. Lowered front and back. Upgraded suspension. Also sign written. It is insured for work and Personal Use.

From what I get is the general rule of thumb is any mods that increase power will generally cost you more and most other type mods such as interior, exterior they want to know, but generally won't cost you! Failure to declare might get the invalidated insurance policy thrown at you in an accident for non declared mods. Which is fair enough IMO as it only took me 5 mins to call up and enquire about the brake upgrade for example! So why not play it safe and declare the mods and you have nothing to worry about except to enjoy your motor!! Probably worth giving them a ring before buying anything for your motor. I had my eyes on a lovely cobra bucket seat, but unknowingly could of invalidating my policy by fitting it!! Glad I rang them first!

I'm 47, have 9 years NCB, pay less than £400 a year and keep my right foot down most of the time! And no I don't work for FLUX! LOL!!

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Obviously, you still have to tell them what mods you have done to the performance and price will probably go up.

 

you put this "If you have declared all mods to them you can do what you want performance wise." and then said

"Obviously, you still have to tell them what mods you have done to the performance and price will probably go up."

 

 

...

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you put this "If you have declared all mods to them you can do what you want performance wise." and then said

"Obviously, you still have to tell them what mods you have done to the performance and price will probably go up."

 

 

...

I think you mis-understand.

 

ANYTHING you do, you have to declare/tell them.

What i was saying is that they will insure you as long as you tell them what mods you have done, no matter if they are cosmetic or performance.

 

If you tell them you have an air filter thats fine.

But if you dont you are uninsured.

 

What i am saying is EVERYTHING has to be declared, some thngs may cost more on your policy and some things may not.

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I think you mis-understand.

 

ANYTHING you do, you have to declare/tell them.

What i was saying is that they will insure you as long as you tell them what mods you have done, no matter if they are cosmetic or performance.

 

If you tell them you have an air filter thats fine.

But if you dont you are uninsured.

 

What i am saying is EVERYTHING has to be declared, some thngs may cost more on your policy and some things may not.

 

no i fully understand from the start if you re-read what you replyed to my original posts...

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But you dont though Ash.

What you have said is incorrect as i have been e-mailed by "Craig", from Adrian Flux, stating that your post is wrong and is something that will be explained and cleared up once a Flux member is able to get on here.

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But you dont though Ash.

What you have said is incorrect as i have been e-mailed by "Craig", from Adrian Flux, stating that your post is wrong and is something that will be explained and cleared up once a Flux member is able to get on here.

 

yh the thing i dont understand is your 2 posts 1 you said once you have told them your mods you can the do what you want to performance .. then secondly you said obviously the price will go up with performance mods.

 

I DO KNOW that the price will go up with performance mods,

 

and what part is incorrect from what I put?

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This is just what Craig has told me. Your post is incorrect.

What i mean is that you can do any performance increase's as long as you tll them what has/was done.

 

yes but YOU had put this and you were also questioned by another member and i quote again #7 "If you have declared all mods to them >>>>>> you can do what you want performance wise" <<<<<<

 

what your saying here is that once you have already declared mods you can do what you want afterwards to performance

 

YOU ARE WRONG

 

where is craig get him to message me or if your reading this message me.

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No what i am saying is it does not matter what performance mods you do to the car as long as you tell the insurance company and they ok it, its fine.

 

yes what you are saying now yes

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