LMFAO!, here you go then say i have declared visual modifications ie bodykit alloys, and then i do what i want performance, i strap a turbo to a standard non turbo factory fitted engine because i have done what i want, would the insurance pay out if something happened??
how can you declare mods you haven't done to your car to the insurance?
so what your saying is if i apply for insurance on a car and declare absolutely every modification out there is to do to the car, i can do any of them i wished?
No they wouldn't because you havn't declared them.
Thats what i am saying. Declare ALL the mods you have done.
If you then fit a turbo, you would have to ring the insurance company, tell them you have fitted a turbo, then they would tell how much extra, if any, you would have to pay. Bearing in mind they could turn round and tell you that they will now not insure you and then void your insurance.
Also why would you declare mods you havn't done?
And as for your 3rd point, where have i ever said you can do that?