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Ford insurance for young drivers?


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#1 NathanRoberts

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Posted 06 July 2012 - 10:31 AM

Just been quoted £3000 for a 1.1 fiesta. :o

The only other quote I've got is with autosaint - a company set up especially for young drivers and it requires you too have a black box, that monitors cornering speeds, mileage, speeding, accelerating and harsh braking. I was quoted £1800 with them - which is by far the best price so far. Obviously I would rather not have those restrictions.. Being 17 I don't want to have to drive around like I'm 70.

Is there anyone else who could offer me a good deal?

#2 Shugged

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Posted 06 July 2012 - 11:30 AM

honestly.........the best thing you could do is drive around like your 70, i did it for a few years, now I'm 22,no points and 5 years no claims.

other than that see if you can get a multi-car policy, that halved my insurance premiums.

#3 Michael Cooper

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Posted 06 July 2012 - 12:41 PM

When I first passed I was just a named driver, some people say this is the wrong way to go about it but oh well. I paid about 600 on a 1 litre. Then after a year brought a 1.6 ZetecS, the insurance on that was 1200 fully comp again as a named driver. But the company allowed me to build up a no claims and Direct line accepted this as proof, now in my 4th year of driving my Escort 1.8si is £900 fully comp on my own policy. Still high but not bad for age and engine size. But there are lots of factors like where you live, where the car is kept etc. Multi car policy sounds like the best bet as Chugsy said, I know a lad 2 years younger than me who's insurance is cheaper on an RX-8, he's literally insured his entire family.

#4 BenMk3

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Posted 06 July 2012 - 02:08 PM

Named driver is prob your best bet mate or you go as the policy holder and attach a driver who has been driving a while.I was going to do the same with my brother it took it down some then he got given some points threw that out the window...

#5 NathanRoberts

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Posted 06 July 2012 - 04:22 PM

Yeah, looks like I haven't got much choice! I'm going to look into the multicar option, see if I can work out a deal. Otherwise the little black box it is.

thanks for your help. :)

#6 escortdriver1

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Posted 06 July 2012 - 05:01 PM

quinn (call them direct) or aviva (not on comparison sites)

#7 Cashie83

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Posted 06 July 2012 - 07:43 PM

View Postescortdriver1, on 06 July 2012 - 05:01 PM, said:

quinn (call them direct) or aviva (not on comparison sites)

Aviva are SHI*!!!

#8 Essciboy

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Posted 07 July 2012 - 12:55 AM

We've all been there mate.
Best advice I can give is to just suffer it for the time being.
I know it's a lot worse now than it was when I was 17,but it's just a case of bite the bullit I'm afraid.
I got a fiat UNO turbo for my 17th birthday(1990) and that was £1500 tpft back then!
It sucks but it's a nessecary evil.
Stick with it bud.

#9 Chugsy

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Posted 07 July 2012 - 08:49 AM

Try elephant.co.uk they were quite good when my brother was insuring his car, and when I was 17 I was pauing 2000 a year on a 1.1 fiesta with all mods declared, then at 18 I was paying 4300 a year on a series 1 rs turbo, at the time I had a well paid job and could afford it, i am 27 this year and for me to insure at 1.8 xr3i with alloys, backbox, and all engine mods declared it costs me 900 a year fully comp, this sounds stupid but buy a mondeo, my brother insured a mondeo 1.8 said he has 2 kids at 17 and was paying 725 a year fully comp!!

#10 peppered

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Posted 08 July 2012 - 10:05 PM

for my gti just been quoted 763 fully comp 250 excess thats with privlage inc all mods

#11 Essciboy

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Posted 08 July 2012 - 10:11 PM

View Postpeppered, on 08 July 2012 - 10:05 PM, said:

for my gti just been quoted 763 fully comp 250 excess thats with privlage inc all mods
that's a high excess ash!

#12 peppered

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Posted 08 July 2012 - 10:13 PM

View PostEssciboy, on 08 July 2012 - 10:11 PM, said:

that's a high excess ash!

iknow it be ok

#13 Richard L

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Posted 12 July 2012 - 05:11 PM

Jesus!

I hope my kids enjoy walking. I think it will be motorbikes (sensible motorbikes) for them. I didn't drive till I was 30 and it was about 800 quid a year. Come to think of it, it is still too expensive.